Tag Archives: p2p

P2P Lender Going Public

Shadow banking has come full circle with the registration of Funding Circle Holdings, Ltd.’s filing for an initial public offering in the UK. In its IPO, FCH is attempting to raise about $385 million that would value the crowdfunding peer-to-peer … Continue reading

Posted in accredited investor, balance, Banking, Banks, checkbook, Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, deposits, Funding Portals, Investments, Jobs, Legislative Intent, SEC, Small Business, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , | Leave a comment

VC’s Think Cryto-Deals Are A Bubble

Silicon Valley venture capitalists are wary of the crypto-currency revolution and believe that it’s a bubble because: the fundamentals don’t add up; peer to peer, if good enough, will soon become B2C; security is questionable and many have lost everything; … Continue reading

Posted in accredited investor, balance, checkbook, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, deposits, Funding Portals, Investments, Jobs, Legislative Intent, review, SEC, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Crowd Bonds: Tax Advantaged P2P Lending

Another spin on crowdfunding: “crowd bonds.” Downing Crowd is a crowdfunding peer to peer lending platform that has raised £1.7bn from 35,000 investors seeking to invest in businesses that make a profit and a difference. The borrowers are vetted, the … Continue reading

Posted in accredited investor, balance, Banking, Banks, checkbook, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Funding Portals, Investments, Jobs, Legislative Intent, Small Business, technology | Tagged , , , , , , , , , , , , , , | Leave a comment

Crowdfunding And Other Ways To Raise Capital

Some obvious, some not so. This recent article describes in little detail 20 ways to raise money for your business. While it provides some good ideas, they’re not fleshed out and additional research is needed to make the discussion helpful … Continue reading

Posted in accredited investor, balance, Banks, checkbook, Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Film, Funding Portals, Investments, Jobs, Legislative Intent, review, SEC, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

Institutional Investors Trending In Crowdfunding Campaigns

The newest trend in crowdfunding appears to be the more aggressive participation of institutional investors swooping in to take large pieces of campaigns. The United Kingdom’s leading equity crowdfunding platform CrowdCube says that “Around 10% of all businesses funded on … Continue reading

Posted in accredited investor, Banks, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Funding Portals, Jobs, Legislative Intent, SEC, Small Business, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

UK Regulatory Pendulum Swings Towards Tighter Crowdfunding Rules

The United Kingdom’s financial regulator, the Financial Conduct Authority, says it will be cracking down on Peer to Peer crowdfunding lending sites. The FCA said it is “difficult for investors to understand the risks and returns of crowdfunding, marketing material … Continue reading

Posted in accredited investor, Banking, Banks, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, fraud, Funding Portals, Investments, Jobs, SEC, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Hip Crowdfunding Store Pops Up in Paris

What’s more hip than Paris? The French crowdfunding site KissKissBankBank has opened the first crowdfunding store in the 10th Arrondissement called La Maison du Crowdfunding (of course). It’s a cross between a branch bank and an Apple store with educational … Continue reading

Posted in Banking, Banks, Broker dealers, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Film, Funding Portals, Investments, SEC, Small Business, technology, VC, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

New (Limited) Crowdfunding Index

OFF3R, a United Kingdom marketplace for alternative investments, has launched an index outlining month-on-month performance of (certain) equity crowdfunding and peer-to-peer lending platforms over the past year. The firm noted that crowdfunding for the 9 months ended September 30, 2016 … Continue reading

Posted in accredited investor, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Funding Portals, Investments, Jobs, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Pros Say Crowdfunding About To Crash

Certain finance professionals in the UK believe that crowdfunding lending is “a car crash waiting to happen.” At the Finance Professional Show in London, that lender based his conclusion on the belief that there are too many lenders who don’t … Continue reading

Posted in Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Dodd Frank, Funding Portals, Investments, SEC, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

UK Lawmakers Criticize Crowdfunding

The government of the United Kingdom is giving its investors mixed signals. The Bank of England cuts interest rates hurting savers, while the Financial Conduct Authority licenses peer to peer crowdfunding lenders. Now some Members of Parliament are admonishing the … Continue reading

Posted in accredited investor, Banking, Banks, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Film, Funding Portals, Investments, Jobs, Legislative Intent, Small Business, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment