Tag Archives: loan

Best and Worst States for Business?

Website surveys are a lot like political polls. Opinions. GOBankingRates conducted a study that looked at the startup opportunities, existing small businesses, business tax climate and other factors in each of the 50 states and ranked the states, as follows: … Continue reading

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Use Grants to Bootstrap Before Crowdfunding

Tech entrepreneurs that have an application that could be used in agriculture may want to look at the folks who are providing grants in that field, including: the Agricultural Technology Adoption Institute, the Bill & Melinda Gates Foundation, The Rockefeller … Continue reading

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Crowdfunding Becoming The Norm For Startups

The Kaufman Foundation has found that most startups finance their businesses using, in the following order 67.2% used personal savings, 51.8% bank loans, 34.0% credit cards, 20.9% family, 11.9% business acquaintances, 7.7% angel investors, 7.5% close friends, 6.5% venture capital, … Continue reading

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How To Mess Up A Financing

TechCrunch notes 10 things that can crater your financing round, including: being too greedy, missing your projected numbers during negotiations, using proceeds of the financing to repay debt to founders, too few options for new hires, not disclosing customer relationships, … Continue reading

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Who Needs Banks?

Has the banking industry figured it out? Disintermediation is rampant now. Huffington Post’s recent article discusses the many ways you can now get financing without begging your branch manager. The list includes: private lenders, including retailers like Staples; of course, … Continue reading

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Investors Seem To Like Crowdfunding

Real estate crowdfunding is a leader in the crowdfunding space and apparently the smart money thinks that it can be profitable. Patch of Land, a real estate lender-borrower matchmaking platform, just received a $23.6 million investment in an oversubscribed Series … Continue reading

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Crowdfunders Know How To Start Up Without Capital

Well, duh. Crowdfunders know that the best way to start a business without capital is to have your customers pay in advance. Even the IRS has noted that “rewards” promised on Kickstarter are actually sales upon which income taxes will … Continue reading

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