Tag Archives: lending

Crowdfunding Platform Finds A Niche

As a market gets crowded, players start looking for niches to fill. That’s Honeycomb, an accelerator startup that is now an SEC registered web portal. Honeycomb plans to have local customers fund small loans for community businesses that have actual … Continue reading

Posted in accredited investor, Banking, Banks, checkbook, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding Platforms, Funding Portals, Investments, Jobs, Legislative Intent, review, SEC, Small Business, technology | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

The Key To Crowdfunding Success: Be An Attractive Woman

If life isn’t unfair enough, The Atlantic noted that beautiful people attract more crowdfunding money than those that are not. Thin, white attractive women gain more donations than heavier, darker women or men. Men who donate to attractive women tend … Continue reading

Posted in accredited investor, checkbook, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, discrepancies, Film, Funding Portals, Investments, Jobs, Legislative Intent, SEC, Small Business, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Bank Teams With Funding Portal To Create Hybrid Crowdfunding

Fresno Bank, Fresno, California, has teamed with crowdfunding portal Breakaway Funding to provide “hybrid crowdfunding” to those startups that can qualify. It appears that the idea is that if a company can raise sufficient capital to qualify for a loan, … Continue reading

Posted in Banking, Banks, Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, deposits, Funding Portals, Investments, Jobs, Legislative Intent, SEC, Small Business, technology, VC, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Big Banks Really Did Abandon Small Business

So, we weren’t imaging it. The Wall Street Journal reports that the 10 largest banks providing loans of $1 Milllion or more (ie, small business loans) cut their lending by 38% from 2006 to 2014. This has opened the door … Continue reading

Posted in Banking, Banks, CFPB, Consumer Financial Protection Bureau, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, Department of the Treasury, Dodd Frank, Film, Funding Portals, Jobs, SEC, Small Business, Uncategorized, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Clouds and Silver LInings

Is this a good thing? A new crowdfunding site in Switzerland is entering the litigation funding business. Plaintiffs can offer rewards, typically a percentage of the win (the site claims a 500% return- uh-oh) but defendants can only ask for … Continue reading

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Crowdfunding Vote of Confidence On Wall Street

Wall Street has joined Silicon Valley in boosting crowdfunding peer-to-peer lender LendingClub Corporation as three of its private investors bailed to the tune of $115.5 million. Oversubscribed by 20X, the company added shares and increased the price of the offering … Continue reading

Posted in Banking, Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, FINRA, Funding Portals, Investments, Jobs, Legislative Intent, SEC, Small Business, Venture Capital, Wall Street | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Real Estate Crowdfunding Sector Heats Up

Of the various industries in which the Regulation D version of crowdfunding has emerged, the real estate sector appears to the be hottest today. Fundrise has just attracted another $3.6M in investment, bringing its total to about $38M. The Wall … Continue reading

Posted in Congress, Crowd Fund Act, Crowd Fund Act of 2012, Crowd Funding At the Margins, Crowd Funding Platforms, FINRA, Funding Portals, Investments, Jobs, Legislative Intent, SEC, Venture Capital | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment