Under the Securities and Exchange Commission’s crowdfunding regulation, the maximum investment for any person in any year is :
(i) the greater of $2,000 or 5% of the lesser of the investor’s annual income or net worth if either the investor’s annual income or net worth is less than $100,000; or
(ii) 10% of the lesser of the investor’s annual income or net worth, not to exceed an amount sold of $100,000, if both the investor’s annual income and net worth are equal to or more than $100,000.
A person’s annual income and net worth may be calculated jointly with that person’s spouse. However, when such a joint calculation is used, the aggregate investment of the investor spouses may not exceed the limit that would apply to an individual investor at that income or net worth level.