Monthly Archives: May 2012

Indiana Appears to be Offering Crowd Funding Reviews

Indiana’s Securities Division published their FAQs about crowd funding, following the North American Securities Administrators Association’s skeptical position, offering to look into any crowdfunded offerings brought to its attention. http://www.in.gov/sos/securities/files/Crowdfunding_IN.pdf

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Get Cash Now?

American ingenuity fills the void in crowd funding with Zacks Investment Research* promoting its beta website for free ratings of what it is calling “301 offerings.” Zacks is advertising on Google now, suggesting that companies can “get cash today” even … Continue reading

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Cool it!

While the excitement for the Crowd Fund Act is justified, it may be wise to tone down the projections, which  this week have included, for example: that crowd funding will result in a  “10% increase in new businesses and 170,000 … Continue reading

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Can Crowd Funded Debt Replace a Revolving Line of Credit?

While U.S. bank profits reached $35.3 billion in the first quarter this year, up 23% from the same period in 2011, lending to small businesses slid,  with small-business and farm-loan balances down $10.8 billion, or 1.6%, the Wall Street Journal … Continue reading

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A Real Jobs Act?

The Crowd Fund Act is spawning an ecosystem that should, in the best of all possible worlds, create a place where ordinary people can invest small amounts of risk capital. This system will likely include some or all of : … Continue reading

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Crowd Funding for Adults

Don’t overlook the crowd fund opportunities to be provided by Title II of the JOBS Act which, while restricting sales to  “accredited investors” under Rule 506 of Reg.D, will, once the SEC provides final rules by July 4, 2012, permit … Continue reading

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Kickstarter Will Not Do Equity Crowd Funding

Back on May 10th it was noted here that Kickstarter was suggesting that it would not participate in the equity based crowd funding process under the new Crowd Fund Act of 2012. That was confirmed today in an article on … Continue reading

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